Category: Health and Fitness

No Exam Term Life Insurance for Obese Clients!

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No exam term life insurance can be purchased by clients who are obese. If you are afraid that medical underwriting may reveal new diseases and medical problems, you can skip any medical tests. No medical exam life insurance plans provide one-click temporary coverage and these policies can be purchased online. What is obesity? An insurance agency uses the Body Mass Index (BMI) to determine how fit you are. The value results from calculus between your

Posted in Finance, Health and Fitness, Insurance

How Does Smoking Affect Your Life Insurance Rates?

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Smoking will always have a negative impact on your life insurance premiums. Since smoking is linked as the cause of many terminal diseases, agencies will consider smokers a risk. This means that you will not be able to get preferred plus rates, which are the best. Because of their health condition, smoke smoker may even have to purchase no exam term life insurance. What is a smoker? First, we should clarify what is a smoker,

Posted in Health and Fitness, Insurance